A practical guide for active duty members getting married. Notarization overseas, JAG office tips, documents you need, what changes in your pay, and how to update your records after a proxy marriage.
Your prenuptial agreement must be signed and notarized by both parties before your proxy marriage ceremony. If you or your partner are overseas, here is how to get it done.
Most US military installations overseas have a legal assistance office that provides free notary services to active duty members. No appointment needed at many locations. Call ahead to confirm hours and requirements.
Any US citizen overseas can get documents notarized at the nearest US Embassy or Consulate. Appointments are usually required. Fees vary but are typically under $50 per document. Allow two to five business days.
If your partner is a foreign national living overseas, they can get their signature notarized at their home country's embassy or consulate in whatever country they are located. Requirements vary by country.
If both parties are in the United States, Proof.com handles remote online notarization quickly and affordably. Both parties can sign from different locations at a scheduled time. No in-person meeting required.
Important: Both parties do not need to sign at the same time or in the same place. You can sign and notarize your document and your partner can sign and notarize theirs separately. The notarized signatures are then combined into the final document before the proxy marriage ceremony.
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Start my prenup draft →Every military installation has a legal assistance office, commonly called the JAG office. Active duty members can get free legal help there including prenuptial agreement review. Here is what to expect.
Search your installation name plus "legal assistance office" or "JAG office" online. Most bases list hours and contact information on their official website.
Some installations allow walk-in appointments for legal assistance. Others require scheduling in advance. Call ahead to find out. Morning slots fill up fastest.
You need your military ID to access legal services. Bring your printed prenup draft and any supporting documents. The more prepared you are, the faster the appointment goes.
JAG lawyers are there to help you. Ask about USFSPA, the Survivor Benefit Plan, TSP division, deployment protections, and anything else in your prenup you want to understand better. Write your questions down before you go.
JAG legal assistance is free for active duty members. You do not need a reason beyond "I want a prenup reviewed." That is enough. Use this benefit. It is one of the best perks of active duty service.
Getting married as an active duty member involves more paperwork than a civilian wedding. Here is everything you need to have ready before and after your proxy marriage.
Order at least three certified copies of your marriage certificate from your proxy marriage service. You will use them for DEERS enrollment, your spouse's name change, immigration paperwork if applicable, and keeping one on file at home.
Getting married as an active duty member triggers several changes to your pay and benefits. Most of them are in your favor. Here is what to expect.
Your Basic Allowance for Housing goes from the without-dependents rate to the higher with-dependents rate. The difference varies by pay grade and location but can be significant.
If you are stationed overseas, your Overseas Housing Allowance increases when you add a dependent. OHA is calculated based on actual rental costs in your overseas market.
Your spouse becomes eligible for TRICARE health insurance once enrolled in DEERS. Coverage begins after enrollment, not automatically on the wedding date.
Your spouse can get a military dependent ID card after DEERS enrollment. This provides access to the installation, commissary, exchange, and other on-base services.
You can update your Servicemembers Group Life Insurance beneficiary to name your spouse. Do this through your unit admin office as soon as possible after the wedding.
Marriage changes your eligibility for on-base family housing. Contact your installation housing office to check availability and get on the waiting list if needed.
Do not wait to update your records. Some benefits have enrollment windows. The sooner you submit your marriage certificate and update your dependency status, the sooner your pay and benefits reflect your new situation.
BAH stands for Basic Allowance for Housing. It is a non-taxable monthly payment that helps cover your housing costs when you live off base. The amount depends on your pay grade, your duty station zip code, and whether you have dependents.
When you get married and add your spouse as a dependent in DEERS, your BAH jumps from the without-dependents rate to the with-dependents rate. The with-dependents rate is always higher. In high cost-of-living areas like San Diego, Washington DC, or Honolulu the difference can be several hundred dollars per month.
Your proxy marriage certificate is proof of marriage. Once your spouse is enrolled in DEERS and your dependency status is updated with your finance office, your BAH rate changes automatically.
See the exact difference between your current without-dependents BAH and your new with-dependents rate for your pay grade and duty station zip code.
If you are stationed outside the United States, you receive OHA instead of BAH. OHA stands for Overseas Housing Allowance. It works differently from BAH because housing costs vary much more between overseas locations.
OHA is based on actual rental costs in your overseas duty location. Each overseas market has its own rate. The allowance covers a set percentage of median rental costs for your pay grade in that market. When you have dependents, the allowance increases because larger housing is assumed.
When your spouse joins you at an overseas duty station, your OHA rate increases to reflect the cost of housing a family rather than a single person. You also become eligible for MIHA, the Move-In Housing Allowance, which helps cover one-time costs like security deposits and utility hookups.
If you are married but your spouse has not yet joined you overseas, you may still qualify for the with-dependents OHA rate depending on your specific situation. Contact your finance office to find out what applies to you.
Find the current OHA rate for your overseas duty location and pay grade, with and without dependents.
Once your marriage certificate is in hand, move quickly. These updates affect your pay, your spouse's access to benefits, and your coverage. Here is the right order to do things.
Go to your nearest ID card office or Real-Time Automated Personnel Identification System (RAPIDS) site with your marriage certificate and your spouse's ID. This is the first and most important step. Everything else flows from DEERS enrollment.
Done at the same appointment as DEERS enrollment in most cases. Your spouse's ID card gives them access to the installation, commissary, exchange, and TRICARE.
This triggers the BAH or OHA rate change. Bring a copy of your marriage certificate. Your pay should update within one to two pay periods.
Contact your unit admin office or use the online SGLI portal to change your life insurance beneficiary to your spouse. Takes about 10 minutes.
Log in to your TSP account at tsp.gov and update your beneficiary designation. Your spouse will not automatically be your TSP beneficiary just because you are married.
Your JAG office can help you create or update a will to reflect your new marriage. This is especially important if you have assets, children from a prior relationship, or are in a high-risk assignment.
Once your dependency status is updated, verify your new housing allowance rate is correct on your next Leave and Earnings Statement. If it has not changed after two pay periods, contact your finance office.
If your spouse is overseas and cannot come to the installation in person for DEERS enrollment, contact your personnel office about remote enrollment options. Some installations allow initial enrollment with scanned documents while your spouse is in transit to your duty station.
The prenup must be done before the proxy marriage ceremony. If you have not started yet, the tool takes about 20 minutes and is free to use.
Start my prenup draft →The easiest option is your base legal assistance or JAG office. They provide free notary services to active duty members. US Embassies and Consulates also notarize documents for US citizens abroad. Your partner, if a foreign national, can use their home country embassy or consulate wherever they are located.
Bring your certified marriage certificate to your nearest ID card office or RAPIDS site. You will need the certificate plus your spouse's government-issued photo ID. Contact your personnel office if your spouse is overseas and cannot come in person.
BAH increases from the without-dependents rate to the with-dependents rate when you add a spouse as a dependent. The difference varies by pay grade and duty station. Use the BAH calculator at mybahcalculator.com to see the exact difference for your situation.
If you are stationed in the US and your spouse lives overseas, you may still qualify for BAH at the with-dependents rate based on your duty station. If you are stationed overseas, OHA applies instead. Contact your finance office for your specific situation.
Bring your printed prenup draft, your military ID, and any supporting documents related to your assets or debts. The more organized you are, the faster the review. JAG legal assistance appointments are typically 30 to 60 minutes.
Once your spouse is enrolled in DEERS and your dependency status is updated with your finance office, your BAH should adjust within one to two pay periods. Submit the paperwork as soon as possible.
TRICARE coverage begins once your spouse is enrolled in DEERS. It is not automatic on the wedding date. Enroll your spouse in DEERS as soon as you have your marriage certificate. Coverage typically takes effect within a few days of enrollment.
BAH applies to members stationed in the United States. OHA applies to members stationed overseas. Both are non-taxable housing allowances and both increase when you have dependents. OHA is tied to actual rental costs in the overseas market rather than a fixed rate by zip code.
No. A prenup addresses financial rights between spouses. It does not affect your eligibility for TRICARE, BAH, DEERS enrollment, or commissary access. Those are based on your marital status, not the terms of your prenup. Your prenup should however address how military-specific assets like TSP and retirement pay are treated if the marriage ends.
Yes. You can update your SGLI beneficiary at any time through your unit admin office. You do not need to wait until after the wedding. Many service members update their beneficiary before the ceremony and confirm it again once the marriage certificate is in hand.
Build your draft in about 20 minutes. Free to use. Take it to your JAG office for free review. Nothing is stored on our servers.
Start my prenup draft → How it worksNot legal advice. Have your draft reviewed by a licensed attorney or JAG lawyer before signing.